Living in St. Augustine, Florida means enjoying history, charm, and a strong sense of community. This week brings exciting events, plus an important mortgage rate update for anyone exploring St. Johns County homes for sale.
📊 Mortgage Rate Update
As of September 12, 2025, the most recent average mortgage rates are:
-
Conventional: 6.26%
-
Jumbo: 6.43%
-
FHA: 6.08%
-
VA: 5.73%
Recent CPI inflation data came in hotter than expected, while jobless claims increased. The result? Investors anticipate more Fed rate cuts, which could shift borrowing costs in the months ahead.
💡 If you’ve been waiting for the “perfect” rate, remember: timing the market can mean missing out on the right home in one of the best neighborhoods in St. Augustine FL.
🎉 Local Events You Won’t Want to Miss
🍖 2nd Annual Bourbon & BBQ
📍 Tringali Barn, St. Augustine
📅 Friday, Sept. 19, 2025 | 6:30pm – 9:00pm | 💲 $100–$125
🎶Summer Concert Series – Silent Disco
📍 The Yards, Ponte Vedra Beach
📅 Friday, Sept. 19, 2025 | 7:00pm – 10:00pm | 💲 $10
📚 St. Augustine Book Festival
📍 Ximenez-Fatio House Museum, Aviles Street
📅 Saturday, Sept. 20, 2025 | 10:00am – 4:00pm | 💲 Free
🌊International Coastal Cleanup 2025
📍 Vilano Beach Pavilion
📅 Saturday, Sept. 20, 2025 | 8:00am – 12:00pm | 💲 Free
🏡 Community & Real Estate Spotlight
Thinking about moving to St. Augustine? From SilverLeaf to Madeira, the best neighborhoods in St. Augustine FL balance lifestyle, charm, and convenience. Whether you’re exploring Palm Coast real estate or searching homes for sale in St. Augustine FL, working with the best realtor in St. Augustine FL ensures a smooth journey.
✨ Ready to buy or sell in St. Johns County? Stay ahead of mortgage rate trends! Contact us to explore St. Augustine real estate opportunities today!