Considering a move to St. Augustine, FL? One of the most important steps is finding the right neighborhood and understanding the local cost of living. From historic homes to modern master-planned communities, here’s your guide to settling down in St. Augustine.
Top Neighborhoods to Call Home
- Historic Downtown: Live amidst centuries-old architecture, walk to shops and restaurants, and soak in the city’s vibrant atmosphere.
- Anastasia Island: Enjoy beachside living, eclectic dining, and easy access to the ocean.
- Vilano Beach: Relaxed, coastal vibes with unique homes and a tight-knit community.
- Master-Planned Communities: Modern amenities, golf courses, pools, and family-friendly features in places like Nocatee, Shearwater, and Beacon Lake.
Housing Market Snapshot
- Median Home Price: $537,000 (as of March 2025)
- Average Rent: $2,250/month
- Property Taxes: 1.13% effective rate, with a homestead exemption for primary residences
Cost of Living Breakdown
- Housing: The main expense, but still competitive for a coastal city.
- Utilities & Groceries: Slightly above the national average.
- Healthcare & Transportation: Below the national average, with excellent local facilities and public transit options.
Tips for Newcomers
- Research flood zones and insurance needs.
- Visit neighborhoods at different times of day.
- Factor in HOA and CDD fees in newer communities.
St. Augustine offers a diverse range of living options and a cost of living that balances coastal perks with Florida’s tax advantages. Whether you’re buying your dream home or renting by the beach, you’ll find a neighborhood that feels just right.
📥 Download Your Free St. Augustine Relocation Guide
Planning your move to St. Augustine? We’ve made it easier with our free relocation guide—packed with neighborhood comparisons, school info, cost-of-living breakdowns, and moving tips.