FAQs for Living on Anastasia Island
1. What is the lifestyle like on Anastasia Island?
Life on Anastasia Island is laid-back and coastal, offering a distinct "beach town" vibe that feels separate from the bustle of historic downtown St. Augustine. Residents enjoy a slower pace where flip-flops are the standard uniform. The island is highly active, with locals frequently biking to coffee shops, surfing at "The Pier," or walking along the beach at sunrise. It offers the best of both worlds: a relaxed island atmosphere with the amenities of a major city just a short bridge crossing away.
2. Do I need flood insurance to live on the island?
Yes, it is highly recommended and often required. Because Anastasia Island is a barrier island, most properties fall into a flood zone (typically Zone AE or VE). If you have a mortgage, your lender will almost certainly require flood insurance. Even if you own your home outright or live in a higher-elevation "X zone," flood insurance is a smart investment due to the risk of storm surge from hurricanes and tropical storms.
3. How is the traffic on and off the island?
Traffic is generally manageable but can get heavy during peak tourist seasons, holidays, and weekends. The Bridge of Lions connects the north end of the island to downtown and can back up when the drawbridge opens for boat traffic. The 312 Bridge offers a faster, commercial route to the mainland. Locals quickly learn to time their trips to avoid school drop-off hours and peak beachgoing times to minimize delays.
4. What schools are zoned for Anastasia Island residents?
The island is served by the highly rated St. Johns County School District.
Elementary: Most island children attend R.B. Hunt Elementary, which is located directly on the island and is known for its "Islander" community spirit.
Middle & High School: Students typically commute just off the island to attend Sebastian Middle School and St. Augustine High School (or Pedro Menendez High School for southern island residents).
There are also private options and magnet programs available throughout the county.
5. Is Anastasia Island a good place to retire?
Absolutely. The island is a very popular retirement destination due to its walkability, flat terrain for biking, and abundance of leisure activities. There are diverse housing options ranging from low-maintenance oceanfront condos to single-family homes in quiet neighborhoods. The proximity to Flagler Hospital and various medical specialists on the mainland adds to its appeal for retirees.
6. Can you drive on the beaches on Anastasia Island?
Yes, but only in designated areas. St. Johns County allows vehicles on specific stretches of the beach, weather and tide permitting. You must purchase a beach driving pass (daily or annual) to drive on the sand. This is a favorite local pastime for tailgating, fishing, and hauling surf gear, though four-wheel drive is strongly recommended in soft sand areas.
7. What are the main grocery stores and amenities on the island?
You do not need to leave the island for daily necessities. Anastasia Island is fully self-sufficient with major grocery stores (like Publix and Winn-Dixie), pharmacies, surf shops, banking, and a post office. There is also a weekly Farmers Market at the St. Augustine Amphitheatre that is a staple for fresh local produce and artisan goods.
8. How far is the beach from most homes?
On Anastasia Island, you are never more than a few minutes from the water. The island is narrow, so even "inland" homes are typically less than a 5-10 minute bike ride to the Atlantic Ocean or the Intracoastal Waterway. Many communities are walkable to beach access points, making it easy to enjoy the coast without needing a car.
9. What is there to do on the island besides the beach?
The island is rich in culture and nature.
History: Visit the St. Augustine Lighthouse & Maritime Museum or Fort Matanzas National Monument.
Nature: Explore Anastasia State Park for kayaking, hiking, and camping.
Entertainment: Catch a world-class concert at the St. Augustine Amphitheatre ("The Amp"), which is located right on the island.
Dining: Enjoy dozens of local restaurants, ranging from casual taco shacks to upscale seafood dining.
10. Is it expensive to live on Anastasia Island?
Cost of living is generally higher on the island compared to the mainland of St. Augustine. This is primarily driven by higher property values due to proximity to the ocean and higher insurance premiums (wind and flood). However, residents find the cost is offset by the incredible quality of life, lack of state income tax, and the ability to enjoy vacation-style living year-round.
