St. Augustine, Florida, is more than just a vacation destination—it’s a place where history meets modern living, where charming cottages stand next to coastal mansions, and where each neighborhood has a distinct vibe. If you’re considering relocating here or browsing homes on Zillow, here’s what you really need to know.
Living in a St Augustine Postcard
St. Augustine’s scenic beauty is undeniable. Historic downtown’s cobblestone streets, the Atlantic coastline, the peaceful Intracoastal, and ancient oak trees create a setting that looks like it’s straight out of a travel magazine.
But it’s more than a pretty picture—it’s a place with a rhythm and pace of life you should consider before making the move.
Lifestyle Options for Everyone
From surfers chasing morning waves to art lovers attending gallery nights, St. Augustine has something for everyone. Neighborhoods range from historic downtown to newer suburbs with top-rated schools. Whether you’re a retiree or raising a family, there’s a fit for you.
Zillow Can’t Show You Everything
Zillow may give you a house’s price and pictures, but here’s what it won’t show:
- The true neighborhood vibe
- Commute times to places you care about
- Short-Term Rental (STR) zoning restrictions
Zoning laws in St. Augustine can vary block by block, so if you’re thinking about renting out your future home, consult a local expert first.
Why Local Guidance Matters
A real-life story: someone relocating for a law enforcement job skipped local advice, drove around solo, and ended up disheartened. He missed out on the suburban communities with good schools that would have suited his family best. The lesson? A custom tour planned with a local realtor can save you time and disappointment.
Property Taxes in St Augustine Florida: Read the Fine Print
Property taxes in St. Johns County range between 1.2% to 1.9%. But online listings often reflect the seller’s rates, not what you’ll pay. A $2,500 bill could balloon to over $6,000 after reassessment.
Use St. Johns County Property Appraiser’s Estimator Tool to get accurate figures.
Flood Zones and Insurance Insights
Flood zone designations like AE and VE can increase your insurance costs. Newer developments often lie in safer zones like Flood Zone X. FEMA maps may lag behind, making local insight essential.
Homeowners Insurance Trends in Florida
Insurance costs are rising in Florida, particularly for homes with old roofs or outdated electrical systems. Get a quote early in the buying process to avoid surprises.
School Choice and Scholarships
Zillow lists zoned schools, but St. Johns County allows parental choice through a lottery system. Additionally, Florida’s scholarship program gives families more education options. Reach out to [email protected] for details.
Healthcare in St Augustine is Expanding
Though the county is growing fast, healthcare has lagged. Facilities like Flagler Health+, Baptist South, Mayo Clinic, and a new Advent Health hospital are expanding access—but doctor availability is still limited due to waitlists.
Transportation
Despite its walkable downtown, St. Augustine lacks robust public transport. Cars are essential for commuting, school runs, and daily errands.
Is St. Augustine Florida Right for You?
If you’re drawn to:
- Coastal charm
- Top-rated schools
- A slower, more intentional lifestyle
- Neighborhoods with unique character
Then yes, St. Augustine could be your perfect match.
Get Local Help Before You Buy
Each area has its own personality—from historic and walkable to family-friendly and suburban. A local realtor can help align your lifestyle with the right part of town.
Final Thoughts
Zillow is a great tool, but it only scratches the surface. If you’re serious about moving to St. Augustine, let local expertise guide your journey.
Ready to explore moving to St. Augustine for real? Download the Relocation Guide, watch the next video on Anastasia Island, or contact us directly. Let’s find your perfect fit together!