Moving to Florida sounds like a dream, right? Sunshine, beaches, and a laid-back lifestyle. But if you’re thinking about relocating to St. Augustine or anywhere in Northeast Florida, there’s more to the story. While many rush to move here, some are finding they regret the decision due to unexpected challenges. In this post, I’ll guide you through some key factors to consider so that you can make an informed choice.
I’m here to give you the inside scoop on what it’s really like living in St. Augustine, Florida.
1. Crowded Roads and Growing Pains
One of the biggest complaints from locals is how crowded things have gotten. Over the past few years, St. Augustine has experienced a huge influx of new residents and tourists. What used to be a quiet coastal town now has more cars on the road, and the infrastructure hasn’t kept up with the growth, especially in older areas. Areas like World Golf Village, once serene, are now booming with new homes, shops, and restaurants.
If you’re moving here expecting a laid-back town, you may find yourself frustrated by the congestion. While new amenities bring perks like convenience, expect some growing pains in the form of traffic and construction.
2. The Rising Cost of Living in St. Augustine
Florida has a reputation for being affordable, but that’s changing—especially in St. Augustine. Many buyers who flocked to Florida during the pandemic faced bidding wars and paid over-asking prices, leading to higher property taxes. If you’re not prepared, this can be a rude awakening.
And let’s not forget about CDD fees. Many new master-planned communities in St. Augustine have these fees, which cover infrastructure costs and community amenities. CDD fees can add $2,000 to $4,000 a year to your tax bill, so it’s something you need to factor in when considering new construction homes.
3. Insurance Costs are on the Rise
Home and auto insurance rates have been increasing across Florida, making the cost of living even higher. While recent laws have started to reduce premiums slightly, it’s still more expensive than most expect. So, if you’re moving to Florida with the idea that it’s cheaper than other states like New York or California, be sure to research insurance costs and plan accordingly.
4. Condo Costs and Assessments
If you’re thinking about buying a condo in St. Augustine, be aware of rising assessment fees. After the Surfside condo collapse, many condo associations are increasing their fees to cover structural repairs and safety updates. Be sure to do your research on the community and factor in these costs before making a purchase.
5. Moving to a Quieter Area? Growth is Coming
If you’re looking for peace and quiet, there are still rural areas like Green Cove Springs and west of St. Augustine that offer a slower pace of life. However, with the new First Coast Expressway expanding into St. Johns County, growth is heading west. It may only be a matter of time before these areas start to see more development.
Ready to Make an Informed Move?
Moving to St. Augustine, Florida can be a fantastic experience, but only if you’re prepared. The key is doing your research and working with a realtor who knows the area inside and out. That’s where I come in. As a St. Augustine real estate expert, I help my clients find the right home in the perfect neighborhood for their lifestyle.
Thinking about relocating to St. Augustine or anywhere in St. Johns County? Download my free relocation guide to get detailed insights into the area, or contact us for personalized advice! Whether you’re ready to move or just exploring your options, I’m here to help you navigate the process and make sure you have no regrets.