If you love being near the water, Anastasia Island in St. Augustine, Florida might just be the perfect place for you. This stunning barrier island offers easy access to both the Atlantic Ocean and the Matanzas River, making it a dream destination for beach lovers, boaters, and outdoor enthusiasts.
But no place is perfect, so today, we’re diving into everything you need to know about living on Anastasia Island—including the best things to do, the pros and cons, and what you can expect if you’re thinking about making it your home.
Where is Anastasia Island?
Located on Florida’s northeast coast, Anastasia Island stretches approximately 14 miles in length, sitting just across the Matanzas River from downtown St. Augustine. With its beautiful beaches, state parks, and a variety of unique neighborhoods, it’s one of the most desirable places to live in St. Augustine real estate.
Pros of Living on Anastasia Island
1. Stunning Beaches & Outdoor Activities
One of the biggest perks of living in St. Augustine—and especially on Anastasia Island—is the beach lifestyle. The island is home to some of the best beaches in St. Johns County, including:
- St. Augustine Beach – A lively beach town with soft white sand and great surf.
- Butler Beach – A quieter spot perfect for relaxation.
- Crescent Beach – A local favorite with wide, scenic shores.
You’ll also find Anastasia State Park, a 1,600-acre protected area where you can hike, kayak, camp, and enjoy untouched natural beauty. If you’re into watersports, the Salt Run area is a fantastic place for kayaking and paddle boarding. Surfers love St. Augustine Beach and Crescent Beach, known for their consistent waves.
For those who love nature, Matanzas Inlet is a must-visit. This serene spot offers a calmer swimming area if the ocean waves are too rough.
2. Laid-Back Island Lifestyle
One of the best things about Anastasia Island is its relaxed atmosphere. The locals enjoy a slower pace of life, and the community is friendly and welcoming. Living here feels like being on vacation every day!
3. Walkable & Bike-Friendly Neighborhoods
Anastasia Island is one of the most walkable and bike able areas in St. Augustine. Neighborhoods like St. Augustine Beach, Sea Grove, and Davis Shores allow residents to easily walk or bike to local shops, restaurants, and the beach.
4. Rich History & Attractions
For history buffs, the island is home to the St. Augustine Lighthouse & Maritime Museum, where you can climb to the top for breathtaking views. Other notable attractions include:
- The St. Augustine Amphitheatre – A fantastic venue for concerts and events.
- The Alligator Farm – Not just alligators, but also exotic animals and seabirds.
- The Saturday Farmers Market – A great place to buy fresh local produce and crafts.
5. Unique Communities & Real Estate Options
Whether you’re looking for a cozy beach bungalow, a waterfront estate, or a condo with ocean views, Anastasia Island real estate offers plenty of options. Some of the best neighborhoods include:
- St. Augustine Beach – A classic beach town with a mix of historic and modern homes.
- Marsh Creek – A gated country club community perfect for golf and tennis lovers.
- Sea Colony – A luxury oceanfront community with stunning homes.
- Lighthouse Park – A charming area near the St. Augustine Lighthouse with historic homes and great views of Salt Run.
Cons of Living on Anastasia Island
1. Higher Insurance Costs & Flood Risks
Since Anastasia Island is a barrier island, homeowners face higher insurance costs, especially in flood-prone areas like Davis Shores. If you’re in Flood Zone AE, flood insurance can be pricey.
For homes outside flood zones, flood insurance starts at around $1,000 per year, but in high-risk areas, it can be significantly more. Homeowners insurance premiums typically start at $3,000 annually, depending on the home’s size and location.
2. Tourist Crowds & Traffic
Being a major tourist destination, Anastasia Island can get crowded, especially during peak seasons. Beaches, restaurants, and roads can be busy, which may not be ideal for those looking for a quiet, secluded lifestyle.
3. Hurricane & Storm Evacuation Zones
Since it’s a coastal area, Anastasia Island is considered an evacuation zone during hurricanes and major storms. The island has three access points:
- Bridge of Lions (North) – A drawbridge connecting to downtown St. Augustine.
- SR 312 (Central) – The most frequently used route.
- SR 206 (South) – A drawbridge connecting Crescent Beach to the mainland.
When storms approach, bridges may close if winds exceed 40 mph, making it difficult to get on or off the island.
Is Anastasia Island Right for You?
If you love the beach, a laid-back lifestyle, and outdoor living, Anastasia Island is a fantastic place to call home. However, it’s essential to weigh the higher insurance costs, flood risks, and seasonal tourist traffic before making a decision.
If you’re considering moving to Anastasia Island, I can help you find the perfect neighborhood to match your lifestyle and budget. Contact me today to learn more about homes for sale in St. Augustine, FL or St. Johns County real estate!